Novel Capital

1 Job

41 Employees

About the Company

Novel leverages real-time data and AI to provide analytics, fundraising strategy, and non-dilutive capital to B2B SaaS & tech companies. With a commitment to simplicity, directness, and transparency, Novel is revolutionizing the SaaS landscape, one Founder at a time.

Listed Jobs

Company Name: Novel Capital
Job Title: Senior Credit Analyst - Fintech
Job Description: Job Title: Senior Credit Analyst – Fintech Role Summary: Lead underwriting of B2B borrower credit risk, developing financial models, and producing approval memos for loan committees. Manage the full lifecycle of funding deals, engage with founders, and drive process automation and product innovation. Expectations: - Deliver accurate credit risk assessments for early‑stage tech companies. - Provide actionable insights to influence funding decisions. - Collaborate across teams to streamline underwriting workflow. - Maintain high standards of financial analysis and documentation. Key Responsibilities: - Analyze qualitative and quantitative financial data of potential borrowers. - Develop credit approval memos and present recommendations to Loan Committee. - Build and maintain financial models to determine investment amounts and terms. - Conduct due diligence and meet with CEOs of target companies. - Identify and implement alternative risk assessment methods. - Automate manual underwriting processes and test new hypotheses. - Assist in optimizing financial products based on data‑driven customer insights. Required Skills: - Strong analytical and quantitative capabilities. - Proficiency in financial statement analysis, downside and sensitivity analysis. - Advanced Excel skills (pivot tables, advanced functions, VBA). - Ability to assess company financial risks and develop investment proposals. - Excellent communication skills for presenting to stakeholders. - Experience with automation and process improvement. Required Education & Certifications: - Bachelor’s degree in Finance, Accounting, Engineering, Mathematics/Physics, Computer Science, Business, or equivalent. - MBA preferred. - Minimum 4 years of commercial underwriting experience in banking, fintech risk, or asset‑management credit. - Valid U.S. work permit (or eligibility to work in the United States).