Civista Bank

About the Company

Our Story Since 1884 Civista Bank has provided financial solutions to generations of businesses, families and individuals. We're committed to developing life-long relationships built on trust, expertise, and exceptional service. As a $4.4 billion organization, our financial resources and commitment to be the community's trusted financial advisor enable us to serve the personal and business banking, mortgage, and wealth management needs of our community members. We proudly support a variety of economic, educational, cultural, and health and human service initiatives within the communities we serve. Through both monetary support and promoting employee volunteerism, Civista Bank is dedicated to making a difference. While we've grown into new communities and changed our brand name along the way, we're proud to be the same bank with the same commitment to relationship banking focused on you. Today, the bank operates 44 locations in Northern, Northwestern, Central and Southwestern Ohio and Southeastern Indiana. Company Information: Civista Bank is the banking subsidiary of Civista Bancshares, Inc., a financial holding company with assets of approximately $4.4 billion headquartered in Sandusky, Ohio. As a full-service financial institution, Civista serves the needs of consumer, business, mortgage, and wealth management customers. Branches are located throughout Northern, Northwestern, Central and Southwestern Ohio and Southeastern Indiana. Member FDIC An Equal Housing Lender | NMLS #412766 Wealth Management investment services are not FDIC insured, not bank guaranteed and may lose value.

Listed Jobs

Company Name

Civista Bank

Job Title

Senior Mortgage Lender

Job Description

**Job Title:** Senior Mortgage Lender **Role Summary:** Originate and process first mortgage and home‑equity loans, actively solicit business through referral partners and community outreach, ensure compliance with banking regulations and fair lending laws, and promote the lender’s product line to real estate professionals. **Expectations:** * Regular travel to meet referral partners and attend community events. * Manage multiple loan applications and deadlines with high accuracy. * Maintain confidentiality and uphold compliance standards. * Demonstrate strong initiative, analytical ability, and communication skills. **Key Responsibilities:** 1. Travel to solicit mortgage and home‑equity business from realtors, builders, financial planners, insurance agents, attorneys, and community organizations. 2. Meet with prospective and existing customers at varied locations to discuss loan options. 3. Complete loan applications and all pre‑processing tasks, gathering required documentation per bank policy and underwriting guidelines. 4. Explain underwriting guidelines and applicable regulations to clients. 5. Screen loan requests against bank policies and product mix. 6. Propose suitable loan products and review terms with clients. 7. Monitor and research new legislation affecting residential lending; advise senior management and implement necessary changes. 8. Handle inbound calls, schedule appointments, and communicate approvals or denials to borrowers and partners. 9. Distribute market data, rate flyers, and loan information to the real‑estate community. 10. Promote and participate in special credit and CRA programs. 11. Maintain relationships with local builders, brokers, agents, customers, and prospects. 12. Perform any other duties assigned that support key accountabilities. **Required Skills:** * 5+ years of mortgage lending experience in a financial institution or loan office. * Bachelor’s degree in Business or Finance, or 3 years of equivalent experience. * In-depth knowledge of mortgage lending practices, banking policies, and regulatory requirements. * Solid understanding of fair lending laws and compliance requirements. * Advanced computer literacy (Word, Excel); strong data entry skills and proficiency with spreadsheet formulas. * Ability to learn and use specific loan processing software. * High initiative, thoroughness, accuracy, organizational and detail‑oriented mindset. * Analytical problem‑solving ability. * Strong verbal and written communication skills. * Ability to handle multiple priorities and meet varied deadlines. * Commitment to confidentiality. **Required Education & Certifications:** * Bachelor’s degree in Business or Finance (or equivalent work experience).

Dayton, United states

On site

Senior

02-12-2025