- Company Name
- Oodle Car Finance
- Job Title
- Graduate Quantitative Analyst
- Job Description
-
**Job Title:** Graduate Quantitative Analyst – Pricing & Profitability
**Role Summary:**
Support the Pricing & Profitability team in credit risk, developing, monitoring, and deploying pricing strategies. Translate data analysis into commercial decisions that drive portfolio performance and responsible lending.
**Expectations:**
‑ Operate as a self‑starter with ownership of deliverables.
‑ Work collaboratively across Pricing, Credit Risk, Data, Product, Engineering, and Commercial teams.
‑ Deliver accurate, timely insights to inform pricing, unit economics, and portfolio decisions.
**Key Responsibilities:**
- Build, validate, and monitor pricing models and strategy performance using Python and SQL.
- Generate daily management information (MI) and data quality reports for key KPIs (acceptance rate, yield losses, margin).
- Assist in controlled deployment of pricing changes: prepare inputs, validate outputs, support change‑management processes.
- Develop and maintain pricing testing frameworks (e.g., champion/challenger), define success metrics, and evaluate results.
- Construct unit‑economics cash‑flow models; prepare structured data, track parameters, run scenario analyses.
- Create and report introducer commission analytics, including segmentation and performance tracking.
- Conduct exploratory data analysis to uncover drivers of performance and risk‑adjusted returns across customer segments and channels.
- Execute ad‑hoc analyses for credit risk, pricing, and portfolio strategy, presenting findings clearly to stakeholders.
**Required Skills:**
- Proficiency in Python programming; solid working knowledge of SQL (or proven ability to learn quickly).
- Strong quantitative analysis skills: data cleaning, joining, aggregation, and validation.
- Familiarity with statistical modeling concepts.
- Clear communication of technical insights to non‑technical audiences.
- Ability to manage multiple tasks in a fast‑paced, collaborative environment.
**Required Education & Certifications:**
- Bachelor’s degree in Finance, Economics, Mathematics, Statistics, Actuarial Science, Engineering, Computer Science, or a related quantitative field.
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