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M-KOPA

Senior Android Engineer - Financial Inclusion at Scale

Remote

London, United kingdom

Senior

Internship

12-12-2025

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Skills

Kotlin CI/CD DevOps Kubernetes Monitoring Azure DevOps Training Coaching Architecture Azure Agile Android Microservices

Job Specifications

Join our expanding engineering team! We're actively recruiting multiple Senior Android Engineers as we continue to scale our growing FinTech division at M-KOPA. Build sophisticated mobile applications that unlock financial inclusion across Africa.

The Impact: Your code will directly power mobile technology for millions of people across Africa who've been excluded from traditional financial services. We've already helped over 7 million customers access over $2+ billion in credit, with 2.5 million connecting to the internet for the first time through our smartphones. It's your chance to be part of something that's literally transforming lives across an entire continent

The Opportunity

Mission-driven engineering: Every feature you build helps expand financial inclusion for underbanked populations

Global recognition: Join a company named by TIME 100 as one of the world's most influential and by the Financial Times as Africa's fastest-growing for 4 consecutive years (2022-2025)

Scale challenges: Build Android applications serving millions across multiple African markets. This role presents exciting technical challenges as you develop high-performance, offline-first applications optimised for low-end devices in challenging network environments.

Environmental impact: We're carbon-negative, having displaced over 2.1 million tonnes of emissions

Link to Impact report: M-KOPA Impact Report 2025: Pathways to progress

What You'll Do

At M-KOPA, you'll build sophisticated Android applications with real-world impact. Our engineering teams own their solutions end-to-end – from architecture decisions to production monitoring. Join us in combining cutting-edge Android development with purpose-driven engineering that makes digital and financial inclusion possible across Africa.

Technical Environment

Modern Android Stack: We use predominantly Kotlin with Jetpack Compose for our UI
Architecture & Patterns: Clean Architecture principles with unidirectional data flow (MVI)
Cloud Integration: Our microservices are hosted on Azure using Kubernetes
Release Cycle: Bi-weekly Android releases with multiple backend deployments daily
DevOps Culture: Azure DevOps for CI/CD with trunk-based development

Our Engineering Approach

We Work In Self-organised, Agile Teams That

Focus on raising coding standards and improving application quality
Embrace testing and observability as first-order concerns
Deep dive user journeys using data to implement focused updates
Own the entire software stack throughout the lifecycle under a DevOps culture

What You Need

We expect you to be comfortable working as part of a team which owns the entire software stack, including supporting infrastructure, throughout the entire software lifecycle - from inception through production to decommissioning under a DevOps culture. You'll value the constraints that continuous delivery places upon engineering processes and embrace testing and observability as first-order concerns in development.

Required Experience

Solid senior-level expertise with Kotlin and Android app development
Deep knowledge of Clean Architecture and Dependency Injection
Experience with unidirectional data flow (MVI) and Jetpack Compose
Trunk-based development and Feature Toggles expertise
Strong testing practices and DevOps mindset

This is a fully remote role, within the following time zone (UTC -1 / UTC+3). Our engineers work remotely from locations such as UK, Europe and Africa. You will be reporting to a Software Engineering Team Lead.

Location & Benefits

Fully remote role within UTC -1 to UTC +3 time zones
Work with diverse teams across UK, Europe, and Africa
Professional development programs and coaching partnerships
Family-friendly policies and flexible working arrangements
Well-being support and career growth opportunities

Our Mission

We create financial inclusion for the traditionally excluded through a fair, flexible, customer-centric financing model. We strive to drive greater inclusion of women, youth, and low-income communities.

Our Impact

Our Technology Has Created Measurable Change

Connected : 2.5 million first-time mobile internet users connected
Prosperous : 62% of customers use M-KOPA smartphones for income generation, with 35,000+ livelihoods created for agents
Green : 2.1 million tonnes of CO₂ avoided through clean energy products, with over 127,000 circular economy products provided

Ready to build Android applications that create real-world financial inclusion?

Why M-KOPA?

At M-KOPA, we empower our people to own their careers through diverse development programs, coaching partnerships, and on-the-job training. We support individual journeys with family-friendly policies, prioritize well-being, and embrace flexibility.

Join us in shaping the future of M-KOPA as we grow together. Explore more at m-kopa.com.

Recognized four times by the Financial Times as one Africa's fastest growing companies (2022, 2023, 2024 and 2025) and by TIME100 Most influential compa

About the Company

M-KOPA is a UK-headquartered emerging market fintech that provides affordable smartphone and e-motorbike financing and smartphone embedded digital financial services. With operations in Nigeria, Ghana, Kenya, South Africa, and Uganda, the company has extended over $2 billion in credit to more than 7 million customers. Using an innovative financing model based on daily repayments, M-KOPA provides affordable smartphones embedded with financial services that fit with the cash flow of millions of every day earners who earn their... Know more