Job Specifications
Job Description
Role – Lead BA
Skills – Mandatory
Product Management: Requirement Elicitation, Interest in Analysis + Detailing + Solutioning, Ability to Playback requirements using visual tools, Excellent Documentation & communication skills
Domain: Payment processing
Skills - Primary
Good knowledge in Payment domain-based products and solutions. Specific experience will be on the below -
•Payment gateways, merchant acquiring, and card networks (Visa, Mastercard, etc.).
•Digital wallets, real-time payments, and cross-border transactions.
•Payment platforms such as Stripe, PayPal, Adyen, or similar solutions.
•Payments processing from a payor to a payee in a B2B scenario starting from origination to settlement.
•Process steps involved in various types of payments (E.g., In-country clearing & settlement, Cross-Border payments, PoS/Kiosks, DD, SI and others
•Middle and back-office Impact of each payment transaction such as impact on general ledger, Treasury functions, FX exposure and others Skills -
Good to have
Experience of working in TCS BaNCS payments, GPP, C2P, Volante or other equivalent system as a functional expert with knowledge of end to transaction processing
Total Experience Relevant Experience 8+ Years
Qualification
Bachelor’s degree
Work Location Dallas -TX – USA (WFO) 3 days in a week
Project Role / Job Title -Lead Business Analyst Work Shifts – General / US / UK
General US (preferable 730 am start)
Job Description / Duties & Responsibilities
Lead BA for multiple digital products in financial domain: Candidate should have a deep understanding of product management, requirement elicitation and articulation, product roadmap management along with domain knowledge in payment processing, settlements, financial transactions in both B2B and B2C scenarios, and industry regulations. This role involves analysing payment workflows, identifying opportunities for optimization, and ensuring seamless integration of payment systems to enhance business performance.
Key Responsibilities:
•Structured approach towards requirement elicitation discussions – Pre-workshop research, analysis and deep study of the topic planned for workshop, structured Q&A planning etc.
•Analysis Skills – Natural interest to analysis and problem-solving.
Ability to go into details and extract functional details:
Collaborate with stakeholders to develop the product vision and business outcomes.
Collaborate with prospective end users / SMEs to understand their needs and translate them into product requirements related to payments, settlements, and reconciliation.
Prioritize the Product Roadmap which aligns with the overall vision of the product
Articulate the product requirements (written and verbal) and present it. Example: business flow diagrams, mindmaps, designing wireframes, writing user stories
Documentation Skill:
Translate Product roadmap into well-defined product requirements by documenting epics, features, user stories & acceptance criteria
Knowledge in preparing business process flowcharts using tools like MIRO, draw.io, Visio etc.
Familiarity with product management tools like JIRA/Azure DevOps/AHA etc.
Create wireframes using prototyping or wireframing tools.
• Ability to visualize the User Interface of features, suggest the challenges in usability and provide suggestions to UI/UX team.
• Work closely with technology teams to design, test, and implement payment solutions.
• Analyse payment processing workflows, identifying areas for improvement and efficiency.
• Conduct market research on emerging payment trends, technologies, and regulatory requirements.
• Ensure compliance with financial regulations such as PCI-DSS, PSD2, and AML/KYC guidelines.
• Monitor transaction performance, fraud risks, and security measures.
• Generate reports and dashboards to track payment KPIs and business metrics.
• Act as a liaison between business and technical teams, ensuring alignment on payment initiatives.
Job Specification / Skills and Competencies
•Bachelor’s degree in finance, Information Technology, or a related field.
Product Management Related:
• Experience playing the role of a mature Business Analyst who can plan and conduct healthy requirement workshop sessions with client SMEs and Product Managers.
•Strong interest to articulate (written and verbal) with good detailing & analytics skills with natural interest in problem-solving
• Excellent communication skills – articulate (written and verbal), discuss and finalize product business requirements with client stakeholders through usage of good visual tool based diagrams
•Hands on Expertise in producing deliverables like business process flows, requirement specifications/user stories, product backlog (not restricted to delegation, but a do-er)
• Experience in working with UI/UX/Visual design to guide the product’s user interface process
• Experience in synching with Product Owners and jointly participating in requirement grooming, sp
About the Company
Experion Technologies, founded in 2006, is a Global Product Engineering Services company offering enterprises future-ready and transformative digital solutions. The organization's product engineering maestros work out of 3 development centers in India – Trivandrum, Kochi, and Bangalore, and 8 global offices across Europe, Asia-Pacific, and North America.
Experion has been recognized multiple times by Frost and Sullivan, Clutch, Inc. 5000, and Everest Group for core expertise in Digital and Software Product Engineering ser...
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