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Credit Data Analyst

Credit Data Analyst

On site

Basingstoke, United kingdom

Full Time

06-05-2025

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Job Specifications

We are the internal recruitment partner for our client, a well-established independent banking and financial services group and are presenting an exciting opportunity for a Credit Data Analyst to join the team in Basingstoke.
The successful candidate will support the Structured Finance Credit Team and wider Structured Finance Team in monitoring its Structured Finance Portfolio by collecting, analysing, interpreting, and assessing financial and non-financial data in line with banks risk appetite, policy and criteria.
Responsibilities:
Collect, clean, and validate data from multiple internal and external sources
Reconcile and analyse datasets to identify trends, patterns, insights, discrepancies and variances
Analyse audited accounts, management information, forecast cashflow, budget plans and open banking data
Monitor financial and non-financial covenants set for customers and provide information on any non-compliance to the Head of Structured Finance Credit
Collaborate with cross-functional teams (e.g., Finance, Sales, Operations) to understand business requirements and deliver actionable insights
Support A/B testing, cohort analysis, segmentation, and forecasting activities
Identify opportunities to automate data collection and reporting processes
Ensure data accuracy, integrity, and compliance with privacy regulations

Requirements

Experience in data analysis or similar role
Sound understanding of financial statements, cashflow forecasting and key ratios
SQL skills (e.g., querying, data extraction, transformations)
Proficiency in data visualisation tools (e.g., Tableau, Power BI)
Solid understanding of statistical techniques and data modelling
Critical thinking and problem-solving skills
Excellent verbal and written communication skills
Experience of working within the financial services sector / understanding the concepts of lending would be preferred
Ability to work under pressure and to tight deadlines
Planning and organisational skills

Benefits

A salary of £40,000 - £50,000 dependent on knowledge and experience
25 days annual leave plus bank holidays
Discretionary bonus scheme
Pension contributions 4% employer, 5% employee
Employee Assistance Programme
Death in service x4 annual salary
Various wellbeing and social events throughout the year

About the Company

Are you seeking expert assistance in navigating the intricate world of human resources, payroll, and more? VeroHR, a leading UK-based HR solutions provider, is here to empower you and your organisation. Our mission is to simplify HR complexities and deliver practical, solutions-based assistance to help you thrive. Comprehensive Services: We offer a wide array of services, including human resources, payroll, technology solutions, recruitment support, learning and development, benefits schemes, employment law, and health and... Know more