Job Specifications
Stellantis Financial Services (SFS) is the new captive finance company for one of the world's leading automakers and a mobility provider with iconic brands including Abarth, Alfa Romeo, Chrysler, Citroën, Dodge, DS Automobiles, Fiat, Jeep®, Lancia, Maserati, Opel, Peugeot, Ram, Vauxhall, Free2move and Leasys.
Our exciting growth provides opportunities to advance your career as we successfully lead products and services from a small to midsize company in just a few years. Join our world class team and culture and contribute to our core mission which is enhancing our customer's experience.
Position Summary
The Risk Analyst I, Economic and Residual Management, will provide data and reporting to various departments to facilitate the identification, documentation, analysis, monitoring, mitigation and tracking of risks for Stellantis Financial Services as an organization. The Risk Analyst I, Economic and Residual Management, will also collaborate with other branches of the Risk department, as well as with management from other departments in various business capacities.
Essential Duties And Responsibilities
Uses quantitative and analytical skills to mine, process and analyze data using SQL, SAS, Python, R, Tableau, MS Excel or similar spreadsheet programs and other business tools.
Develops and presents analysis on performance, trends and projections to upper management to facilitate business and strategic decisions.
Prepares and distributes recurring and ad-hoc analysis and reporting on portfolios including performance and projections.
Provides easy-to-understand, action-oriented analytical reports and other presentations to the management team.
Identifies and evaluates portfolio trends with respect to market valuations, depreciation, residuals and other factors.
Trouble-shoots data deficiencies and errors to ensure timely and accurate analysis of the data.
Confers with IT and functional business lines to evaluate, design, implement and maintain relational databases and/or large data sets.
Works with the Risk Management team to gather requirements and develop business cases as necessary.
This position involves regular access to sensitive consumers personal information, including, but not limited to, Social Security numbers and dates of birth.
Other duties as assigned.
Qualifications and Competencies Required To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.
Required Experience
Risk Internship work or one (1) year of Risk experience in consumer finance industry.
One (1) year minimum experience in data mining, interpreting data models and databases.
Education
Bachelor’s Degree in: Computer Science, Information Technology, Mathematics, Statistics, Actuarial Sciences, Economics, Risk Management or Finance.
Skills Required
Proficient with using SQL, SAS, Python, R or other business intelligence software to analyze large datasets; joining multiple tables to cover all aspects of a request.
Intermediate experience with using Microsoft Office Suite applications such as Excel, PowerPoint, Word, and Power BI.
Detail oriented with problem solving and critical thinking capabilities to gather and analyze diverse data to reach useful conclusions.
Ability to apply common sense understanding to practical situations when carrying out instructions furnished in written, oral, or diagram form.
Effective verbal and written communication and interpersonal skills.
Capable of maintaining a high level of integrity, confidentiality and professionalism.
Overtime required – required on an as needed basis.
Travel 0-10% - as required on an as needed basis.
Must have reliable transportation and live within a commutable distance to one of the following cities: Dallas, TX
Qualifications Preferred
Master’s Degree in: Computer Science, Information Technology, Mathematics, Statistics, Actuarial Sciences, Economics, Risk Management or Finance.
Experience building, or working with, statistical models.
Prior Auto finance or captive industry is a plus!
Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this Job, the employee is regularly required to sit; use hands to finger, handle, or feel; reach with hands and arms and talk or hear. The employee is occasionally required to stand; walk and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision.
Work Environment The work environment characteristics des
About the Company
Stellantis Financial Services provides new and used auto financing for Stellantis’ premier brands: Chrysler, Dodge, Jeep®, Ram, Mopar, SRT, FIAT®, and ALFA ROMEO. Our top priority is delivering a first-rate finance experience that helps everyone flourish through mobility. Based in Houston, Stellantis Financial Services has 1200+ employees in locations across the US such as Atlanta, Phoenix, Auburn Hills, Dallas and San Antonio. We are building the captive finance company of the future, so if you are interested in joining a r...
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