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TD

Risk Management - Retail Risk Management Credit Card and Personal Lending (RRM CC & PL) Intern/Co-op

On site

Toronto, Canada

Fresher

Internship

29-12-2025

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Skills

Communication Leadership Python SQL Risk Management Monitoring Training Programming Organization Analytical Skills Azure Accounting Analytics

Job Specifications

Type De Rôle

Internship/Co-op

Session De Stage

Summer/Term 3

Lieu De Travail

Toronto, Ontario, Canada

Horaire

37.5

Détails De La Rémunération

$45,700 - $74,400 CAD

La TD a à cœur d’offrir une rémunération juste et équitable à tous les collègues. Les occasions de croissance et le perfectionnement des compétences sont des caractéristiques essentielles de l’expérience collègue à la TD. Nos politiques et pratiques en matière de rémunération ont été conçues pour permettre aux collègues de progresser dans l’échelle salariale au fil du temps, à mesure qu’ils s’améliorent dans leurs fonctions. Le salaire de base offert peut varier en fonction des compétences et de l’expérience du candidat, de ses connaissances professionnelles, de son emplacement géographique et d’autres besoins particuliers du secteur et de l’entreprise.

En tant que candidat, nous vous encourageons à poser des questions sur la rémunération et à avoir une conversation franche avec votre recruteur, qui pourra vous fournir des détails plus précis sur ce poste.

Department Overview

Description du poste :

Co-op and Internship opportunities allow you to gain valuable work experience across a number of the businesses at TD. You will work with experienced colleagues, receive world class training, and be part of a community of students across TD, where you will have an impact, grow as individual and experience our culture of care.

Role

Our Co-op/Intern Programming is offered with select Co-op and Internship roles and is designed to help you better understand the TD business, build on critical career capabilities, and broaden your professional network. This program is designed to complement your on-the job experience and features:

Leadership talks with key Leaders from across the organization
Lunch and Learns on topics such as Innovation
Diversity and Inclusion and Personal Branding and so much more

The TD Retail Risk Management Credit Card and Personal Lending (RRM CC & PL) team is responsible for developing and executing automated credit adjudication strategies and initiatives for credit card (CC) and personal lending (PL) portfolios. These efforts support product partners in meeting growth and profitability objectives while maintaining overall portfolio credit risk quality and ensuring performance stays within risk appetite.

Job Description

The successful candidate will join a fast-paced, results-oriented, and innovative team that is responsible for developing, enhancing and monitoring Credit Card origination and exposure management strategies across both consumer and business credit card portfolios. Working with seasoned professionals and leveraging your existing analytical skillsets, and building new ones, you will help provide insights and analysis that will identify risk trends and enhance business opportunities through effective management of risk/revenue trade-offs. Through effective packaging and communication of these findings, you will support meaningful change that will enable business growth within TD's risk appetite.

Job Requirements

We’re proud to work with a group of diverse colleagues. If you have relevant experience that isn’t mentioned

below, tell us about it in your resume or cover letter.

Currently enrolled in an undergraduate degree in Finance, Accounting, Analytics, Data, Business/Commerce or related field
Must be enrolled in an undergraduate degree with the intent of going back to school at the start of your work term (requirement of all co-op/intern positions)
3rd or 4th year student preferred
Demonstrated proficiency in Microsoft Suite applications, including Excel, PowerPoint, and Word.
Experience in programming with SQL and/or Python; familiarity with Azure is considered an asset.
Strong analytical skills, with the ability to identify patterns and trends, and leverage data to address key questions and insights.
Excellent interpersonal and communication abilities; collaborative team member who cultivates positive relationships with partners, colleagues, and project stakeholders.
Skilled in simplifying and presenting complex concepts and business outcomes to diverse audiences, tailoring communications as appropriate.
Exhibits strong ownership and accountability over individual work and deliverables.
Adaptable, able to learn new concepts rapidly and manage multiple projects or tasks concurrently.
Possesses a strong sense of curiosity, consistently seeking to understand underlying causes and implications of results.

Additional Information

This position is a 4-month work term and will commence May 4th – August 21st 2026.
Applications must include a transcript, cover letter (one letter-sized page or less) and a resume (maximum of 2 pages).
We welcome all applications; however, we will only contact qualified candidates chosen for an interview. Thank you for your interest.
TD requires employees to reside in the country where the role is located, irrespective of remote working arrangements
TD is committed to prov

About the Company

The Toronto-Dominion Bank & its subsidiaries are collectively known as TD Bank Group (TD). TD is the sixth largest bank in North America by assets & serves approx. 28 million customers in a number of locations in key financial centres around the globe. With over 95,000 employees, TD ranks among the world's leading online financial firms, with more than 17 million active online and mobile customers. Delivering legendary customer experiences is who we are & is part of our goal to be the Better Bank. Visit our Careers page to l... Know more