Skills

Risk Management Dynamics Monitoring Negotiation Attention to detail Training Accounting

Job Specifications

Our client is a very well-capitalised, internationally connected banking institution with a long-standing presence in the UK market. The organisation operates with institutional governance, disciplined risk management and a relationship-led culture, supporting clients across a broad range of commercial sectors. As part of its continued growth within the UK Commercial Real Estate market, the firm is seeking to appoint a Relationship Manager to support the Head of Commercial Real Estate in originating, structuring and managing lending relationships across the sector.

This is an opportunity to join a high-performing, credit-disciplined platform with strong internal infrastructure and an established client base. Particular areas if interest within CRE verticals are financing for Hotels, Student Accommodation, Offices, Residential Portfolios, and Development Finance. The role is a 1 year immediate start maternity contract, which could be extended.

Job Purpose

To support the Head of Commercial Real Estate in developing and managing both prospective and existing client relationships, delivering against financial and non-financial targets while operating within internal governance frameworks, regulatory standards and prevailing best practice.

Key elements of the role include:

Preparing detailed credit applications and annual reviews that appropriately assess industry, market and borrower risk.
Managing KYC and onboarding processes for new and existing clients.
Coordinating internally and externally to ensure timely and accurate execution of facilities.
Supporting negotiation and documentation of lending facilities.
Assisting with monitoring of watchlist and impaired credits.
Maintaining high standards of relationship management and service delivery.

Internal Stakeholder Relationships

Commercial Real Estate team
Credit
Corporate governance committees
Operations (Retail and Non-Traded)
Treasury
International relationship teams
Compliance
Private Banking

External Relationships

Commercial Real Estate clients
External legal advisers
Valuers and professional advisers

Financial Crime & Compliance Responsibilities

As a client-facing function, the team operates as first line of defence in mitigating financial crime risk.

Responsibilities include:

Adherence to internal Financial Crime policies and procedures
Conducting robust KYC and due diligence in line with risk classification
Escalating high-risk matters to appropriate senior stakeholders
Ensuring timely completion of onboarding and periodic reviews
Identifying and reporting suspicious activity
Supporting transaction monitoring queries
Completing mandatory financial crime training
Managing compliance-related queries in a timely and professional manner

Key Responsibilities

Proactively manage and develop Commercial Real Estate relationships
Deliver rigorous, well-structured written credit analysis for new transactions and annual reviews
Manage documentation, regulatory and accounting aspects of transactions
Coordinate credit approval processes and internal stakeholder engagement
Maintain disciplined portfolio oversight

Qualifications & Experience

Bachelor’s degree (or higher) in Real Estate, Finance or related discipline
5–7 years’ experience in Commercial Real Estate relationship management
Strong UK CRE exposure across asset classes including:
Hotels
Student Accommodation
Offices
Residential Portfolios
Development Finance
Experience within an institutional lending environment is highly desirable
Strong understanding of commercial real estate market dynamics and financial products

Core Competencies

Strong credit and analytical capability
Structured approach to complex transaction analysis
High attention to detail and numerical accuracy
Ability to operate independently and meet tight deadlines
Commercial judgement balanced with risk discipline
Professional integrity and commitment to regulatory standards
Confident stakeholder engagement in a multi-cultural environment

Technical Skills

Advanced financial analysis capability
Strong spreadsheet proficiency (financial modelling advantageous)
Market awareness (macro, sectoral and capital markets developments)
In-depth understanding of the UK Commercial Real Estate sector

About the Company

Since 2015, Market Talent has succeeding in become a supplier of choice for many banking and financial services brands. By drawing on our extensive networks and experience, we provide market-leading organisations with an educated and informed service. Our wealth of experience and commitment has allowed us to help our partners, clients and candidates stay one step ahead of their competition. Our comprehensive service answer your needs in the areas of permanent, high performing temporary, fixed term contract staff, and senio... Know more