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Chime

Senior Software Engineer, Data Platform

Hybrid

San francisco, United states

Senior

Freelance

07-03-2026

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Skills

Python Java Kotlin Data Governance Monitoring Autonomy Marketing Analytics Snowflake Data Science Kafka Terraform Flink

Job Specifications

About The Role

Chime’s Data Platform team builds the infrastructure every engineering and analytics team depends on - ingestion, transformation, quality, governance, and self-serve tooling across batch and streaming workloads.

You’ll own core platform systems at scale, design the frameworks other teams build on, and set the technical standards for how data moves through Chime. High autonomy, real architectural trade-offs, production impact from day one. We’re hiring multiple engineers into this role at the senior level.

The base salary offered for this role and level of experience will begin at $187,000 and up to $259,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

Design, build, and operate self-serve ETL/ELT frameworks supporting both batch and streaming workloads, with direct ownership of pipeline reliability, data quality SLAs, and schema evolution
Drive the technical roadmap for our data platform - evaluate build-vs-buy decisions, define integration patterns, and set standards that engineering teams across the company adopt
Partner with Product Engineering, Data Science, Analytics, and Marketing as a technical lead to design data contracts, onboard new data domains, and scale ingestion without sacrificing governance
Architect and enforce data lineage, schema registry, and access controls across all domains - ensuring compliance with fintech regulatory requirements (SOX, PII handling)
Own the platform - monitor, alert, debug, and resolve incidents across the data platform with the urgency expected of infrastructure that powers financial products
Raise the technical bar of the team through code review, design reviews, and hands-on mentorship of junior and mid-level engineers

To thrive in this role, you have

5+ years building, shipping, and operating data infrastructure in production - not just writing pipelines, but owning their reliability, performance, and cost at scale
Strong system design skills - you’ve written design docs, made trade-offs, and delivered the result
Solid understanding of key metrics for data pipelines and experience building solutions to provide visibility to partner teams
Deep proficiency in Python or Java/Kotlin, with strong opinions on testing, code quality, and maintainability in data-heavy codebases
Production experience with the modern data stack, specifically:
A cloud data warehouse (Snowflake, BigQuery, or Redshift)
Workflow orchestration (Airflow, Dagster, or Prefect) and IaC (Terraform)
At least one streaming technology (Kafka, Flink, or Kinesis) - you understand when batch isn’t enough
Data modeling and transformation frameworks (dbt)
Built or improved observability for data systems - freshness monitoring, row-level quality checks, schema drift detection, and SLA dashboards that engineering and business teams actually trust
Experience operating in a regulated environment (fintech, healthtech, or similar) where data governance, access control, and audit trails are non-negotiable

A Little About Us

At Chime, we believe that everyone can achieve financial progress. We created Chime—a financial technology company, not a bank*—on the premise that core banking services should be helpful, easy, and free. Through our user-friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. Whether it's starting a savings account, purchasing a first car or home, launching a business, or pursuing higher education, we're proud to have helped millions unlock their financial potential.

We're a team of problem solvers, dreamers, and builders with one shared obsession: our members. From day one, Chimers have worked tirelessly to out-hustle and out-execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We each bring an owner's mindset to our work, refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams, our company, and our members.

We believe in being bold, dreaming big, and taking risks, while also working together, embracing our diverse perspectives, and giving each other honest feedback. Our culture remains deeply entrepreneurial, encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress.

We know that to achieve our mission, we must earn and keep people's trust—so we hold ourselves to the highest standards of integrity in everything we do. These aren't just words on a wall—our values are embedded in every aspect of our business, serving as a north star that guides us as we work to help millions achieve their financial potential.

Because if we don't—who will?

Chime is a financial technology company,

About the Company

Chime was created because we believe everyone can unlock financial progress, and we want to develop solutions and services to empower people to succeed. The premise upon which we started Chime is simple: basic banking services should be helpful, transparent, and easy. Our easy-to-use tools and intuitive platforms give members the ability to have more control over their money and to take action toward achieving their financial ambitions. By designing a member-centric banking app with easy-to-understand financial tools, we're... Know more