Senior Mortgage Specialist - FirstBank UK Limited

Job Specifications

Senior Mortgage Specialist

FirstBank UK is a globally recognised, top-tier bank who provide world-class services to various institutions and individuals. Offering a comprehensive range of retail and corporate financial services/products, this thriving business with over 10 million active customers in over 700 business locations is the oldest African bank in the UK. Due to business requirements, we are now looking to acquire the services of an experienced Senior Mortgage Specialist.

Please note that this is a hybrid role with 3 days in the office and 2 days working from home.

Key Responsibilities:

• To develop and grow new Mortgage business relationships for UK residents for Buy to Let Mortgages and UK Commercial business, delivering on planning and executing the broader UK Mortgage Strategy for Private Banking
• To develop and implement Policies and Procedures for effective customer engagement and implement a UK Mortgage footprint within the Bank’s Enterprise Wide Risk Framework.
• To develop a book of clients/sales leads from personal network, Mortgage Introducers & Agents and client referrals
• To offer the Bank’s mortgage products to target market clients (HNWIs/HNIs); develop new High Net worth (HNW) client relationships and business, including cross selling of the Bank’s products.
• To manage assigned mortgage portfolio whilst developing new mortgage relationships with the view of growing the mortgage book and revenue figures.

• To work closely with the Head of Business to develop and implement a UK Residents Mortgage desk focused on UK residents and Commercial Business within the new business strategy of the Bank.
• To work closely with the Business Head, to facilitate integrated business development and provide bank wide Mortgage solutions to the Bank’s HNWIs.
• To manage and provide oversight on policies, procedures and regulatory requirements around the UK Residents BTL , and other Business strategies in the Department
• To assess viability of clients’ mortgage requests and prepare credit applications for Credit Committee’s approval.
• To carry out accurate affordability assessment of clients for Mortgage & Lending Service.

Key Skills/Experience:

CeMap Qualification
Evidence of Mortgage Advice experience
A proven track record in Mortgage Services
Demonstrated ability to work effectively in a team-oriented environment
Strong presentation skills and an ability to report to and manage senior stakeholder’s
Excellent communication skills; proven experience in communicating to senior leadership

In return we offer a fantastic benefits package including:

Up to 10% employer pension contribution
Life Assurance Cover
Income protection
Private Medical Insurance plan (upon successful completion of probation period)
Contribution to glasses/contacts and eye testing
Gym subsidy (up to £50 per month)
Cycle to work scheme
Employee Assistance Program
Interest Free season ticket loan for travel
Birthday Leave
25 days annual leave, rising to 28 after 3 years and 30 after 8 years’ service
Give As You Earn (GAYE)

The Curve Group is First Bank UK’s outsource partner for Recruitment and a "Data Processor". The Curve Group will hold the information you submit but First Bank UK will have access to it. You can find their privacy policy here: https://www.thecurvegroup.co.uk/privacy-policy/
First Bank is an equal opportunities employer and positively encourages applications from suitably qualified and eligible candidates regardless of sex, race, disability, age, sexual orientation, gender reassignment, religion or belief, marital status, or pregnancy and maternity.

About the Company

FirstBank UK Limited is a subsidiary of the First Bank of Nigeria – the largest and most respected banking institution in Nigeria. We benefit from our parent’s rich heritage of operating in the region for over 123 years. As the offshore banking and international treasury centre for the Group, we work both through First Bank of Nigeria’s extensive African network, as well as FBNUK’s branches in London and Paris, and Representative Office in Lagos and Abuja. We focus on providing outstanding, cross border trade and investme... Know more